Imagine finding a coin in your change that could buy a luxury car. That’s the reality with the 1981 Susan B. Anthony dollar, one of the rarest and most valuable U.S. coins still circulating. Hidden in wallets, piggy banks, and cash registers, some of these coins are worth hundreds of thousands of dollars.
What Is the 1981 Susan B. Anthony Dollar?
The Susan B. Anthony dollar was minted from 1979 to 1981 and briefly in 1999. Featuring Susan B. Anthony, the women’s suffrage pioneer, on the obverse, it was the first U.S. coin to depict a real woman. While millions were minted, a tiny fraction of 1981 coins are exceptionally rare due to minting anomalies, making them highly sought after by collectors.
The Fascinating History Behind the Coin
The coin was created to replace the unpopular Eisenhower dollar, which was too large for everyday use. Public reception was lukewarm because its size and color resembled a quarter. Most 1981 coins were melted down or remained unnoticed, but a few escaped destruction, and some even remained in circulation for decades.
Susan B. Anthony Dollar Minting Overview
| Year | Mint Location | Number Minted | Notes |
|---|---|---|---|
| 1979 | Philadelphia / Denver | 757,813,810 | First release |
| 1980 | Philadelphia / Denver | 618,285,000 | Regular production |
| 1981 | Philadelphia / Denver | 4,000* | Extremely rare, some in circulation |
*Estimated surviving coins in circulation
Why the 1981 Susan B. Anthony Dollar Is So Valuable Today
The rarity of the 1981 dollar combined with perfect condition can drive its value to $880,000 or more. Coins graded MS65 or higher are particularly prized. With only a handful known to exist, these coins are considered the holy grail of modern U.S. coin collecting.
How You Can Spot One
- Check the Date and Mintmark — Look for “1981” on the obverse; the mintmark can be “P” or “D”.
- Inspect the Strike Quality — Coins with sharp details on Anthony’s face and hair are most valuable.
- Avoid Circulated Wear — Even slight scratches or circulation marks drastically reduce value.
Estimated Values Based on Condition
| Condition | Approx. Value |
|---|---|
| Circulated | $50 – $500 |
| Choice Uncirculated | $100,000 – $500,000 |
| MS65+ Gem Uncirculated | $880,000+ |
Notable Facts About the Coin
- Some 1981 coins are still unknowingly circulating in change.
- Fewer than 10 verified examples exist in top mint condition.
- Its rarity makes it more valuable than some gold coins from the same era.
Expert Tips for Collectors
- Use a Coin Holder — Prevent damage and maintain value.
- Get Professional Grading — Certification from PCGS or NGC ensures authenticity and market value.
- Monitor Auctions — Rare coins like this often sell at specialized coin auctions rather than online marketplaces.
FAQs
Q: Can I cash a 1981 Susan B. Anthony dollar at a bank?
A: Banks will only give face value; collectors pay premiums far above $1.
Q: How many 1981 coins exist?
A: Estimates suggest only a few thousand survived, with very few in mint condition.
Q: Is it worth checking my pocket change?
A: Yes, though finding one is extremely rare — vigilance could pay off.
Conclusion: Hidden Treasures in Plain Sight
The 1981 Susan B. Anthony dollar proves that treasure can remain in plain sight for decades. While most are common, the rare top-condition examples can be worth up to $880,000. Keep your eyes peeled when handling coins — one simple dollar could hold unimaginable value.